The Answer
Government (ICWA)
CTP in WA: Government (ICWA) — included in registration
CTP in WA
| Detail | WA |
|---|---|
| System | Government (ICWA) — included in registration |
| What it covers | Injuries to other people in a car accident |
| What it doesn't cover | Damage to your car, damage to other property, theft |
What You Also Need
CTP only covers personal injuries. For property damage and your own car, you need separate insurance:
- Third Party Property: Covers damage to other people's property ($200–$400/year)
- Comprehensive: Covers everything including your own car ($800–$2,000+/year)
Ambulance in WA
Not free — $1,074+ for emergency. St John Ambulance membership: ~$90/yr family.
Frequently Asked Questions
Is CTP included in rego in WA?
Government (ICWA) — included in registration
What does CTP cover?
Injuries to other people in a car accident — medical expenses, lost income, rehabilitation. It does not cover damage to your car or other property.
What Changed
Apr 2026
Content verified