Updated for FY 2025–26 · last checked today

The boring bits
of being
Australian — sorted.

Tax, super, housing, rego, rebates. We answer the actual question you came here with, with the actual number, and show our working.

"wait, is my super really going up?" — yes, to 12%.
PBS scripts drop to $25 from Jan.
tell us a little — get actual numbers

If I earn $95,000 and live in NSW

Annual salary (before super)$95,000
State or territory
your numbers · FY 2025–26
Take-home per year
$72,312
$6,026 per month · 76.1% of gross
Income tax
Medicare levy
HECS/HELP
Super (12%)
Stamp duty · NSW
Effective rate
sources: ato.gov.au · study.gov.au · state revenue offices · updated today
popular questions · answered in one line
tap through for the working →
What do I take home on $90k?
$71,112
78.6% after tax & Medicare
Super guarantee in 2025–26?
12%
up from 11.5% on 1 Jul 2025
Stamp duty, NSW, $800k?
$31,535
owner-occupier · FHB exempt
HECS repayment on $85k?
5%
~$4,250/yr · band 9 of 18
Medicare levy?
2%
on taxable income over $26,000
PBS scripts, from Jan 2026?
$25
general · concession stays $7.70
Concessional super cap?
$30,000
including the 12% employer SG
Paid parental leave, from July?
26 wks
up from 22 · plus super on PPL

Pick a corner of life.

540+ pages · all sources linked · FY 2025–26
Tax & Income
Brackets · HECS · WFH
Salary breakdowns · deductions
81 guides →
81
Super
Guarantee now 12%
Caps · FHSSS · Div 296
40 guides →
40
Housing
Stamp duty, by state
FHB grants · land tax
40 guides →
40
Health & Medicare
Bulk billing · PBS $25
MHCP · insurance 31
20 guides →
20
Vehicles
Rego & CTP, by state
EV rebates & incentives
28 guides →
28
Payments
CCS 3-Day Guarantee
FTB · energy rebates
38 guides →
38
Life Events
Buying a home · having a baby
Turning 18, 25, 31, 65
253 guides →
253
Calculators
Tax · HECS · mortgage
Childcare · stamp duty · super
9 tools →
9
73 DAYS TO JULY 1 · FY 2026–27 BEGINS

Six changes hit your pay-slip at once.

Payday super. A flat $1,000 standard deduction. Division 296 on balances over three million. Paid parental leave to 26 weeks. The Solar Sharer scheme. The final Stage 3 tweak. We turned the gazette notice into one page you can actually read.

Read the brief →
SG → 12%super guarantee rate
Payday superevery pay, not every quarter
Std deduction $1,000no receipts needed
Div 29615% on balances >$3m
PPL · 26 weeksplus super on PPL
Solar Sharerexcess solar → neighbours
pay day super! finally.

Why people trust this thing.

Every number has a link to the government source underneath it. Every page shows when it was last checked and what changed. No "you may be eligible." No affiliate hustle. Just the answer, and the working.

Government-sourced. every figure links to ATO / state
Plain English. "you may be eligible" is banned
Always current. checked within 48h of changes
No affiliate tilt. content isn't swayed by ads

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Sorted This Week

Every policy change that affects your money, once a week, in plain English. No pitches, no fluff. 12,300+ Australians read it.