The Answer
Competitive
CTP in NSW: Competitive — buy a Green Slip from 6 approved insurers
CTP in NSW
| Detail | NSW |
|---|---|
| System | Competitive — buy a Green Slip from 6 approved insurers |
| What it covers | Injuries to other people in a car accident |
| What it doesn't cover | Damage to your car, damage to other property, theft |
What You Also Need
CTP only covers personal injuries. For property damage and your own car, you need separate insurance:
- Third Party Property: Covers damage to other people's property ($200–$400/year)
- Comprehensive: Covers everything including your own car ($800–$2,000+/year)
Ambulance in NSW
Not free — $464 call-out + $4.18/km. Concession card holders may be covered.
Frequently Asked Questions
Is CTP included in rego in NSW?
Competitive — buy a Green Slip from 6 approved insurers
What does CTP cover?
Injuries to other people in a car accident — medical expenses, lost income, rehabilitation. It does not cover damage to your car or other property.
What Changed
Apr 2026
Content verified