The Answer
Competitive
CTP in ACT: Competitive — separate MAI insurance purchase required
CTP in ACT
| Detail | ACT |
|---|---|
| System | Competitive — separate MAI insurance purchase required |
| What it covers | Injuries to other people in a car accident |
| What it doesn't cover | Damage to your car, damage to other property, theft |
What You Also Need
CTP only covers personal injuries. For property damage and your own car, you need separate insurance:
- Third Party Property: Covers damage to other people's property ($200–$400/year)
- Comprehensive: Covers everything including your own car ($800–$2,000+/year)
Ambulance in ACT
ACT Ambulance levy included in rates, but some transfers may be charged.
Frequently Asked Questions
Is CTP included in rego in ACT?
Competitive — separate MAI insurance purchase required
What does CTP cover?
Injuries to other people in a car accident — medical expenses, lost income, rehabilitation. It does not cover damage to your car or other property.
What Changed
Apr 2026
Content verified