Working Holiday Tax Rates
| Taxable Income | Tax Rate |
|---|---|
| $0 – $45,000 | 15% |
| $45,001 – $135,000 | 30% |
| $135,001 – $190,000 | 37% |
| $190,001+ | 45% |
Who This Applies To
You're taxed as a working holiday maker if you hold (or have held) a subclass 417 (Working Holiday) or 462 (Work and Holiday) visa — even if you've since changed to a different visa during the same financial year.
Getting Your Super Back
When you permanently leave Australia, you can claim your super back as a Departing Australia Superannuation Payment (DASP). The tax rate on DASP for working holiday makers is 65%. Yes, 65%. On a $5,000 super balance, you'd get $1,750 back. It's worth considering whether leaving it in the fund is a better option if you might return.
Lodging Your Return
You still need to lodge a tax return if you earned income in Australia. You may get a refund if your employer withheld more tax than you actually owe. Lodge through myTax or a tax agent — there are several services that specialise in working holiday maker returns.
Frequently Asked Questions
Do I get the tax-free threshold?
No. Working holiday makers don't get the $18,200 tax-free threshold. You pay 15% from the first dollar.
Can I claim deductions?
Yes. The same deduction rules apply — work-related expenses, phone, travel between jobs, etc. Deductions reduce your taxable income.
How do I get a TFN?
Apply online through the ATO website. You'll need your passport and visa details. It's free and usually processed within 28 days. Your employer must withhold 47% until you provide your TFN.