The Answer
80 pages
Covering income tax brackets, deductions for 40 occupations, Medicare levy, HELP/HECS, salary breakdowns, and more.
Tax Guides
Income Tax Brackets 2025–26How much income tax you pay on every dollar you earn this financial year....
Tax-Free Threshold 2025–26The first $18,200 you earn is completely tax-free. Here's how it works and when ...
Medicare Levy 2025–26The 2% levy that funds Australia's public healthcare system. Most people pay it ...
Medicare Levy Surcharge 2025–26An extra 1–1.5% tax if you earn over $93,000 and don't have private hospital cov...
HELP/HECS Repayments 2025–26Your study debt repayment starts at $54,435. Here are all 18 thresholds and what...
Low Income Tax Offset (LITO) 2025–26Worth up to $700 if you earn under $66,667. You don't need to claim it — it's au...
Capital Gains Tax (CGT) in AustraliaYou pay tax on profits from selling assets — but only at your marginal rate, and...
Tax Deductions in Australia — What You Can ClaimThe complete guide to what the ATO lets you deduct, what they don't, and how to ...
Work From Home Tax Deductions 2025–26Claim 67 cents per hour worked from home — or calculate actual costs if that giv...
Tax Return Deadlines 2025–26Lodge by 31 October if you're doing it yourself. Use a tax agent and you might g...
Private Health Insurance Rebate 2025–26The government pays part of your health insurance premium — up to 32.8% dependin...
Sole Trader Tax in AustraliaYou pay the same tax rates as employees, but you lodge differently and can claim...
Contractor vs Employee — Tax DifferencesBeing called a 'contractor' doesn't make you one. Here's how the ATO decides, an...
Working Holiday Tax Rates 2025–26On a 417 or 462 visa? You pay 15% on your first $45,000, then normal rates above...
Salary Sacrifice in AustraliaPay less tax by redirecting part of your pre-tax salary into super, a car lease,...
Tax Deductions by Occupation
Tax Deductions for TeachersAverage claim: $1,800
Tax Deductions for NursesAverage claim: $1,500
Tax Deductions for Truck DriversAverage claim: $3,500
Tax Deductions for Police OfficersAverage claim: $1,200
Tax Deductions for ElectriciansAverage claim: $2,800
Tax Deductions for PlumbersAverage claim: $2,600
Tax Deductions for Real Estate AgentsAverage claim: $4,200
Tax Deductions for AccountantsAverage claim: $2,400
Tax Deductions for LawyersAverage claim: $2,800
Tax Deductions for DoctorsAverage claim: $5,500
Tax Deductions for EngineersAverage claim: $2,200
Tax Deductions for ChefsAverage claim: $1,100
Tax Deductions for HairdressersAverage claim: $900
Tax Deductions for Retail WorkersAverage claim: $400
Tax Deductions for Construction WorkersAverage claim: $3,200
Tax Deductions for CleanersAverage claim: $1,400
Tax Deductions for Childcare WorkersAverage claim: $800
Tax Deductions for FirefightersAverage claim: $1,000
Tax Deductions for ParamedicsAverage claim: $1,300
Tax Deductions for Dental ProfessionalsAverage claim: $3,800
Tax Deductions for PharmacistsAverage claim: $1,600
Tax Deductions for PhysiotherapistsAverage claim: $2,200
Tax Deductions for Hospitality WorkersAverage claim: $500
Tax Deductions for FarmersAverage claim: $12,000+
Tax Deductions for MinersAverage claim: $2,500
Tax Deductions for IT ProfessionalsAverage claim: $2,800
Tax Deductions for Graphic DesignersAverage claim: $2,400
Tax Deductions for JournalistsAverage claim: $2,000
Tax Deductions for PilotsAverage claim: $3,000
Tax Deductions for Flight AttendantsAverage claim: $1,800
Tax Deductions for Personal TrainersAverage claim: $1,600
Tax Deductions for Security GuardsAverage claim: $800
Tax Deductions for Social WorkersAverage claim: $1,400
Tax Deductions for Public ServantsAverage claim: $1,200
Tax Deductions for Office WorkersAverage claim: $1,000
Tax Deductions for Sales RepresentativesAverage claim: $4,500
Tax Deductions for Travel AgentsAverage claim: $1,800
Tax Deductions for PhotographersAverage claim: $4,000
Tax Deductions for VeterinariansAverage claim: $3,200
Tax Deductions for MechanicsAverage claim: $2,500
Tax on Your Salary
Tax on $30,000Take-home: $28,412
Tax on $35,000Take-home: $32,312
Tax on $40,000Take-home: $36,287
Tax on $45,000Take-home: $40,137
Tax on $50,000Take-home: $43,462
Tax on $55,000Take-home: $46,787
Tax on $60,000Take-home: $50,112
Tax on $65,000Take-home: $53,437
Tax on $70,000Take-home: $56,812
Tax on $75,000Take-home: $60,212
Tax on $80,000Take-home: $63,612
Tax on $85,000Take-home: $67,012
Tax on $90,000Take-home: $70,412
Tax on $95,000Take-home: $73,812
Tax on $100,000Take-home: $77,212
Tax on $110,000Take-home: $84,012
Tax on $120,000Take-home: $90,812
Tax on $130,000Take-home: $97,612
Tax on $140,000Take-home: $104,062
Tax on $150,000Take-home: $110,162
Tax on $175,000Take-home: $125,412
Tax on $200,000Take-home: $139,862
Tax on $250,000Take-home: $166,362
Tax on $300,000Take-home: $192,862
Tax on $400,000Take-home: $245,862