The Answer
Income under ~$681/week (single)
The LIHCC gives you PBS scripts at $7.70, energy rebates, transport concessions, and reduced council rates. Many people qualify and don't know it.
Income Limits (2025–26)
| Situation | Weekly Income Limit |
|---|---|
| Single | ~$681/week ($35,412/year) |
| Couple (combined) | ~$1,175/week |
| Each dependent child adds | ~$34/week to the threshold |
Benefits
- PBS prescriptions at $7.70 instead of $25 (saving $17.30 per script)
- Energy rebates — varies by state ($250–$400/year)
- Cheaper public transport — concession fares in most states
- Reduced council rates — varies by council
- Free or reduced dental — at public dental clinics
- Ambulance cover — free or discounted in some states
How to Apply
Apply through myGov → Centrelink. You'll need to provide 8 weeks of payslips or income evidence. The card is valid for 12 months and needs to be renewed.
Who Should Apply
Part-time workers, casual workers, students not on Youth Allowance, low-income families, and anyone earning under the threshold. Many people qualify and don't realise — especially those who aren't on any Centrelink payment.
Frequently Asked Questions
Do I need to be on Centrelink to get the card?
No. The LIHCC is available to anyone under the income threshold, even if you're working and not receiving any other Centrelink payment. That's why many people miss it.
How much does it save?
Depends on your usage. A family filling 2 scripts/month saves $415/year on PBS alone. Add energy rebates ($250–$400), transport savings, and dental — total savings can exceed $1,000–$2,000/year.
What Changed
Apr 2026
Content verified