FTB Part A — Per Child
A payment for each child in your care, based on your family income. The more you earn, the less you get — but many middle-income families still qualify for at least a partial payment.
| Child's Age | Max Rate (per fortnight) | Base Rate (per fortnight) |
|---|---|---|
| 0–12 years | $222.04 | $66.50 |
| 13–15 years | $288.82 | $66.50 |
| 16–19 years (in full-time study) | $288.82 | $66.50 |
You get the maximum rate if your family income is under about $62,634. Above that, it reduces by 20 cents per dollar until you hit the base rate. The base rate cuts out at around $114,000–$145,000+ depending on how many children you have.
FTB Part B — Per Family
An extra payment for single-parent families or families where one parent earns most of the income. It's based on the lower-earning parent's income (or the sole parent's income).
| Youngest Child | Max Rate (per fortnight) |
|---|---|
| Under 5 | $188.86 |
| 5–18 (youngest) | $131.74 |
The lower earner can earn up to about $6,497/year without affecting Part B. Above that, it reduces by 20 cents per dollar. The primary earner must earn under about $117,194 for Part B eligibility.
FTB Supplements
At the end of the financial year (after you lodge your tax return and confirm your income), you may receive FTB supplements:
- Part A supplement: Up to $878.20 per child per year
- Part B supplement: Up to $430.70 per family per year
These are withheld during the year and paid as a lump sum — like a small bonus at tax time for families.
How to Claim
Claim through myGov → Centrelink. You'll need to provide income estimates, your children's details, and care arrangements. FTB is paid fortnightly or as a lump sum after the end of the financial year.
Frequently Asked Questions
Can I get FTB if I earn over $100,000?
Possibly. FTB Part A base rate doesn't cut out until about $114,000–$145,000+ depending on the number of children. Even on $130,000, you might get a small Part A payment plus the end-of-year supplement.
Is FTB taxable?
No. Family Tax Benefit is not taxable income and doesn't need to be reported on your tax return.
Can I get FTB and the childcare subsidy?
Yes. They're separate payments. FTB is a family payment; CCS specifically subsidises childcare fees. Many families receive both.
What happens if I overestimate my income?
You might get a top-up at the end of the year. If you underestimate, you may have to repay some FTB. It's better to overestimate slightly to avoid debt.