Stamp Duty Rates — NSW (2025–26)
| Property Value | Rate |
|---|---|
| $0 – $17,000 | $1.25 per $100 |
| $17,001 – $36,000 | $1.50 per $100 |
| $36,001 – $97,000 | $1.75 per $100 |
| $97,001 – $364,000 | $3.50 per $100 |
| $364,001 – $1,212,000 | $4.50 per $100 |
| $1,212,001 – $3,721,000 | $5.50 per $100 |
| $3,721,001+ | $7.00 per $100 (premium residential) |
Examples
| Property Value | Stamp Duty (approx) |
|---|---|
| $600,000 | ~$22,222 |
| $800,000 | ~$31,335 |
| $1,000,000 | ~$42,335 |
| $1,500,000 | ~$69,835 |
For general purchasers (non-first home buyer, Australian resident). Use the official NSW calculator or DecisionLab's stamp duty calculator for exact figures.
First Home Buyers — NSW
Full exemption up to $800,000. Concession from $800,001 to $999,999. No duty on vacant land up to $350,000.
Foreign Buyer Surcharge
9% surcharge on residential property (from 1 January 2025)
When You Pay
Within 3 months of signing the contract, or at settlement if earlier. Your conveyancer or solicitor handles the payment as part of the settlement process.
Key Notes for NSW
NSW does not differentiate between owner-occupiers and investors for standard rates. The premium rate ($7 per $100) applies only to residential properties above $3,721,000 (2025–26). NSW also offers First Home Buyer Choice — opt for an annual property tax instead of upfront stamp duty on homes up to $1.5M.
Frequently Asked Questions
How much is stamp duty on a $800,000 property in NSW?
Approximately ~$31,335 for a general purchaser. First home buyers may pay significantly less or nothing — Full exemption up to $800,000. Concession from $800,001 to $999,999. No duty on vacant land up to $350,000.
Do first home buyers pay stamp duty in NSW?
Full exemption up to $800,000. Concession from $800,001 to $999,999. No duty on vacant land up to $350,000.
Is there a foreign buyer surcharge in NSW?
9% surcharge on residential property (from 1 January 2025)