First Home Owner Grant — NT
| Detail | NT |
|---|---|
| Grant amount | $50,000 (HomeGrown Territory Grant) |
| Property type | New homes — buy, build, or a permanently fixed transportable home |
| Value cap | None |
To be eligible you must not have owned a home anywhere in Australia, sign your contract between 1 October 2024 and 30 September 2027, buy a home that has never been lived in, and live in it for at least 12 months. HomeGrown applications close 30 September 2028; FreshStart applications close 31 December 2027.
Stamp Duty Concessions for First Home Buyers — NT
No stamp duty on established homes up to $650,000 for first home buyers.
If you are not a first-home buyer, the FreshStart New Home Grant offers $30,000 towards a new home. You cannot claim both grants.
Additional Schemes
The HomeGrown Territory Grant ($50,000) and the FreshStart New Home Grant ($30,000) cannot be combined — you claim one or the other. Both require a contract signed by 30 September 2027.
Federal Schemes (Available Everywhere)
These federal programs stack on top of NT state benefits:
| Scheme | Benefit |
|---|---|
| First Home Guarantee | Buy with 5% deposit, no LMI. No income caps. Unlimited places. |
| Help to Buy | Government co-owns up to 30–40%. You need as little as 2% deposit. Budget 2026-27 expansion: income caps lifted to $100k single / $160k couple; Sydney property cap $1.3M, Brisbane/Canberra $1M. Details → |
| FHSSS | Save for a deposit inside super at 15% tax. Withdraw up to $50,000. |
| Family Home Guarantee | Single parents: 2% deposit, no LMI. |
Eligibility — NT
- You (and your partner) must never have owned residential property in Australia
- At least one applicant must be an Australian citizen or permanent resident
- At least one applicant must be 18 or older
- You must live in the home as your principal residence for at least 12 continuous months
- You must move in within 12 months of settlement
- The property must meet NT's value cap and property type requirements
How to Apply
Your bank, lender, or conveyancer usually handles the FHOG application as part of the settlement process. You don't need to apply separately to the state revenue office in most cases. Have your ID, contract of sale, and proof of citizenship ready.
Frequently Asked Questions
How much is the first home buyer grant in NT?
The NT HomeGrown Territory Grant gives first home buyers $50,000 to buy or build a new home, with no price cap — it replaced the old $10,000 First Home Owner Grant. Buyers who are not first-home buyers can claim the $30,000 FreshStart New Home Grant instead. You cannot claim both..
Do first home buyers pay stamp duty in NT?
No stamp duty on established homes up to $650,000 for first home buyers.
Can I get the FHOG for an established home in NT?
The FHOG is generally for new homes only. However, stamp duty concessions for established homes may be available — check the state revenue office for current eligibility.
Can I combine the FHOG with the First Home Guarantee?
Yes. The FHOG (state grant), First Home Guarantee (federal loan guarantee), stamp duty concessions, and FHSSS can all be used together. They're separate schemes from different levels of government.