The Answer
Funded support for under 65s with significant disability
The NDIS provides individualised funding for supports like therapy, equipment, home modifications, and daily living assistance. Access requires an application and assessment.
Who's Eligible for the NDIS
- Under 65 years old when you first apply
- Australian citizen, permanent resident, or hold a Protected Special Category Visa
- Have a permanent and significant disability that affects your ability to take part in everyday activities
- The disability is likely to be lifelong
- You need support from the NDIS to live an ordinary life
What the NDIS Funds
| Category | Examples |
|---|---|
| Daily living | Personal care, household tasks, meal preparation |
| Therapy | Occupational therapy, physiotherapy, speech therapy, psychology |
| Equipment | Wheelchairs, communication devices, home modifications |
| Community participation | Social activities, day programs, employment support |
| Transport | Help getting to appointments, activities, and work |
| Accommodation | Specialist Disability Accommodation, Supported Independent Living |
How to Apply
- Call the NDIS: 1800 800 110 or visit ndis.gov.au
- Make an access request — you'll need evidence of your disability from a doctor or specialist
- The NDIS decides if you're eligible (usually within 21 days)
- If eligible, you'll have a planning meeting to discuss your goals and supports
- You receive a funded plan and choose your providers
Finding Providers
You choose your own NDIS providers — they're not assigned to you. Use the NDIS provider finder or search on ProviderScout to compare providers in your area.
Frequently Asked Questions
Is the NDIS free?
NDIS-funded supports are free to participants. You don't pay for the supports in your plan — the NDIS pays providers directly (or reimburses you if you're self-managed).
Can I choose my own providers?
Yes. The NDIS gives you choice and control. You can choose registered or (if self/plan-managed) unregistered providers.
What if I'm over 65?
You can't apply for the NDIS after turning 65. If you're already a participant before 65, you can stay on. Over-65s access support through the aged care system (My Aged Care).
What Changed
Apr 2026
Content verified