Stamp Duty Estimator
How Stamp Duty Works
Stamp duty (transfer duty) is a state tax on property purchases. It's progressive — you pay increasing rates on portions of the property value above each threshold. Rates and concessions vary significantly between states.
For detailed state-by-state rate tables, see our stamp duty comparison page or the individual state pages: NSW, VIC, QLD, WA, SA, TAS, NT, ACT.
Frequently Asked Questions
Which state has the cheapest stamp duty?
Queensland and Tasmania generally have the lowest rates. Victoria is the most expensive at the higher end. For first home buyers, SA offers uncapped exemption on new homes and QLD offers uncapped exemption on new homes from May 2025.
Do I pay stamp duty on top of my deposit?
Yes. Stamp duty is a separate cost — not part of your mortgage. Budget for it on top of your deposit. On a $800,000 home, stamp duty ranges from ~$16,000 (QLD) to ~$43,000 (VIC).